ArthMantri is a brand of Vittology Consultants Pvt. Ltd.

These Terms and Conditions govern your use of our website and services provided by Vittology Consultants Pvt. Ltd. , including the purchase and use of financial literacy courses.

1. Acceptance of Terms

By accessing or using the Website, you agree to comply with and be bound by these Terms. If you do not agree with any part of these Terms, you should not use the Website.

2. Eligibility

You must be at least 12 years old to use the Website and purchase courses. By using the Website, you represent and warrant that you meet this age requirement.

3. Course Purchases

a. Course Availability:

All courses offered on the Website are subject to availability. We reserve the right to modify or discontinue any course at any time without prior notice.

b. Pricing:

Prices for courses are listed on the Website and are subject to change. We make every effort to ensure the accuracy of pricing information but are not responsible for pricing errors.

c. Payment:

Payment for courses must be made at the time of purchase. We accept major credit cards and other payment methods as indicated on the Website.

d. Refund Policy:

Refunds for course purchases are subject to our Refund Policy, which is incorporated into these Terms by reference.

4. User Accounts

a. Account Creation:

To access certain features of the Website, you may need to create an account. You agree to provide accurate, current, and complete information during the registration process and update such information to keep it accurate, current, and complete.

b. Account Security: You are responsible for maintaining the confidentiality of your account credentials and for all activities that occur under your account. You agree to notify us immediately of any unauthorized use of your account.

5. Intellectual Property

a. Ownership: The content on the Website, including but not limited to text, graphics, images, videos, and software, is the property of the Company or its licensors and is protected by intellectual property laws.

b. License: We grant you a limited, non-exclusive, non-transferable license to access and use the Website and courses for your personal, non-commercial use. You may not reproduce, distribute, or create derivative works from the content without our express written permission.

6. User Conduct You agree not to:

a. Use the Website for any unlawful purpose or in violation of any local, state, national, or international law.

b. Engage in any activity that interferes with or disrupts the functioning of the Website.

c. Impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity.

d. Upload, post, or transmit any content that infringes any intellectual property or other proprietary rights of any party.

7. Disclaimers

a. No Financial Advice: The courses and content provided on the Website are for educational purposes only and do not constitute financial advice. You should seek the advice of a qualified financial professional before making any financial decisions.

b. No Warranty: The Website and courses are provided on an “as is” and “as available” basis. We make no warranties, express or implied, regarding the Website or courses, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.

8. Limitation of Liability

To the fullest extent permitted by law, the Company shall not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses, resulting from:

a. Your use of or inability to use the Website or courses.

b. Any unauthorized access to or use of our servers and/or any personal information stored therein.

c. Any interruption or cessation of transmission to or from the Website.

9. Indemnification

You agree to indemnify, defend, and hold harmless the Company and its affiliates, officers, directors, employees, and agents from and against any claims, liabilities, damages, losses, and expenses, including reasonable attorney’s fees, arising out of or in any way connected with your access to or use of the Website or courses.

10. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Website. Your continued use of the Website after such changes constitutes your acceptance of the new Terms.

11. Governing Law

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

12. Contact Us

If you have any questions about these Terms, please contact us at [Your Contact Information].


By using our Website and purchasing our courses, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions.